Ralph Pence*

Regional Director

Phone: (800) 999-2525 / (972) 751-5454
Fax: (972) 751-5353
E-mail:

Ralph Pence, FSA, CLU, is Penn Mutual Life Insurance Company's Regional Director for the Texas Region, and has held this position since 2001.  In this role, he is responsible for recruiting and developing producers in the states of Texas, Oklahoma, Louisiana, and Arkansas.

Ralph has been recognized with several company awards as an established industry leader in sales management, including the National Chairman's Award, an honor for Penn Mutual's leading sales office.  As part of the life insurance industry for over 23 years, his success also includes his achievement as a top producer.  He is also active in the industry organization, Association for Advanced Life Underwriting (AALU).

Ralph began his career in the life insurance industry as an actuarial student with Columbus Life.  In 1987, he joined Nationwide as an Associate Actuary, and became a Fellow of the Society of Actuaries in 1989.  He was chief actuary for Penn Mutual from 1999-2001.  Ralph holds a B.S. in mathematics from Ohio State University, and in addition to his professional designations, holds FINRA Series 7 and 24 licenses.

He lives in Coppell, Texas, with his wife, Lynne, and their three children.

 

*Registered Representative of, and Securities and Investment Advisory Services offered through Hornor, Townsend, & Kent, Inc. (HTK).  Registered Investment Advisor, Member FINRA/SIPC. HTK is a wholly owned subsidiary of The Penn Mutual Life Insurance Company. HTK does not provide tax advice. Please consult a qualified tax advisor regarding your individual circumstances.