Products & Carriers

Your Business
The Texas Regional team can assist you with advanced case design for all client needs - whether they are protection, wealth accumulation, retirement, estate or business planning.

  • Premier Bonus Program
  • Premium Financing
  • IRA Alternative Program
  • Annuity Alternative Program
  • NQDC/Top Hat Plans
  • COLI/SERPs
  • 401(k) Overlay Plans
  • Executive Bonus Plans
  • SPIA to Life
  • Split Dollar Plans - Loans Regime & Economic Benefits Regime
  • 419 Welfare Benefit Plans - Single or Multiple Employer Plans
  • Section 79 Insurance Plans
  • P.A.S.S. - Partnership Administration Succession Strategy
  • 412(i) Pension Plans
     

 

Your Product Choices
We recognize that no universal solution meets every need. As a result, we have formed a strategic alliance with Executive Compensation Concepts, LLC (ECC*) to give you and your clients a wide range of life and annuity product options. ECC offers life products through 17 national carriers that include:

  • Penn Mutual
  • Allianz
  • American General/AIG
  • Aviva/Amerus/Indy Life
  • AXA
  • ING/ReliaStar
  • John Hancock
  • Lincoln Financial
  • MetLife
  • Nationwide
  • Prudential
  • Sun Life

 

*ECC and the above listed entitites are independent of Hornor, Townsend & Kent, Inc. (HTK). HTK is a wholly owned subsidiary of The Penn Mutual Life Insurance Company.